Welcome to The Points Podcast!
Learn how to maximize credit card points and miles to take amazing trips around the world!
OUR TOP THREE CARD RECOMMENDATIONS
Chase Sapphire Preferred® ALL-TIME HIGHEST OFFER
BEST STARTER TRAVEL CARD
The best starter travel card for beginners looking to get the top all-around travel card which earns our #1 favorite points! This card earns 3x points on dining, 2x points on travel, and 1x points on everything else. While there is a $95 annual fee, it is easily offset by $170 in credits, including a $50 yearly hotel credit for any booking in the Chase Travel Portal and a $10 per month credit to DoorDash for convenience stores.
$95 annual fee
CURRENT ELEVATED OFFER: 100,000 bonus points after you spend $5,000 in 3 months
Commissioned link below
Capital One® Venture X
TOP PREMIUM TRAVEL CARD
The best premium travel card on the market! Easy earning structure: 2x points on every purchase, every day. While there is a $395 annual fee, it is easily offset by a yearly $300 travel credit for any booking in the Capital One Travel Portal, plus 10,000 anniversary points per year (worth a minimum of $100). This card also comes with AIRPORT LOUNGE ACCESS to all Capital One Lounges and over 1,300 Priority Pass and Plaza Premium airport lounges worldwide. It also includes a benefit for free Global Entry/TSA Pre-check.
$395 annual fee
Current offer: 75,000 bonus points after you spend $4,000 in 3 months
Commissioned link below
American Express® Gold
American Express® Gold
BEST CARD FOR FAMILIES:
4X DINING AND GROCERIES
A card designed for foodies and families alike! You get 4x points at all restaurants worldwide (up to $50,000 spend per year), plus 4x points at all U.S. supermarkets (up to $25,000 spend per year). Plus, you get 3x points on all flights booked directly with an airline. While there is a $325 annual fee, it is offset by $424 value in credits, including $10 per month to Uber/Uber Eats ($120 value per year), $10 per month to a selection of restaurants (including Grubhub) ($120 value per year), $7 per month to Dunkin Donuts ($84 value per year), and $50 every six months to restaurants within the Resy network ($100 value per year). The Uber Eats and Grubhub benefits can be used on pickup orders to avoid fees.
$325 annual fee
Current offer: 60,000 bonus points after you spend $6,000 in 6 months
Commissioned link below
SIGN UP FOR RAKUTEN
SIGN UP FOR OUR #1 FAVORITE SHOPPING PORTAL AND GET $30 BACK ON YOUR FIRST ORDER OF $30 OR MORE
Rakuten is our #1 favorite shopping portal!
Sign up for Rakuten (formerly known as Ebates) with the commissioned link below and get $30 back after your first purchase of $30 or more! Payments arrive quarterly and can be paid via check or directly into your PayPal account.
Shopping portals like Rakuten are card-agnostic, meaning you can use ANY credit card you wish when you check out. You will earn whatever points you normally get from your credit card PLUS the Rakuten money back!
Plus, if you have a Membership Rewards-earning American Express Card, like the Gold, Green, or Platinum card, you can switch your payout method from cash to Membership Rewards points, and instead of getting $30, you'll get 3,000 Amex points! And best of all, since Rakuten is card-agnostic, you don't even need to use your Amex card to get the points. You can use any credit card to pay and you'll get the Membership Rewards points plus whatever points you normally earn with that card!